It is important to understand that a VA home loan is just like the other types of loans only that it is taking care of the interests of the a special group of people – the veterans in this case. But in order to have a seamless process and ensure that you get everything correct to avoid delays or rejections, it is imperative that you work hand in hand with professionals who understand all matters dealing with veteran finance.
We have a reputation of working with thousands veterans and helping them get VA loans in the shortest time possible and we are also willing to work with you towards the same so that you too can benefit from efficient and professional service delivery when making applications for your VA home loans.
The following are the five easy steps towards getting a VA Loan
Before any veteran can apply for the VA home loans, they must apply and get a certificate of eligibility. The certificate is obtained by filling and submitting VA Form 26-1880 and submitted to the eligibility centers. The form should be accompanied with copies of recent discharge or relevant separation papers indicating the years you served in the military as well as the respective duties you had.
Once you have obtained the certificate of eligibility, you will then be required to make a decision on the type of home you want to buy. In case you at any doubts in this stage, our professional staff will help you in making the right choice of a house which will meet your requirements as well as those of your family if you have any. They will also ensure that you don’t pick on a house that will give you a lot of financial strain when it is time to repay the mortgage.
After deciding on the kind of home you want to purchase, we, the lender will order an appraisal from your nearest VA regional offices. Through the appraisals, we will get an approximate value of the home for which you are interested as this will be useful to us in determining the amount of VA home loan you can access through us.
The actual application for the loan is almost similar to the other conventional loans. As the lenders, we will have to gather your credit and income information as well as your assets. If in case we get the authorization to do automatic processing, we can approve and close the loan without necessarily waiting for the VA’s review of the credit information. But if the loan requires approval by VA, then we will send the application to the local VA office which will then notify us of its decision as to whether or not they have approved the loan.
In the event if successful application, the loan will then be closed and the veteran will be free to go ahead and gain possession of their new home.
Work with us today if you want a seamless process in your application of VA home loans. We have all the experience, expertise and the staff you need to make this happen. Call us for more information.
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400-420 N Jackson St, Marquette, KS 67464, , USA
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We specialize in offering different kinds of loans ranging from VA home loans, FHA loans and we also offer refinance mortgage services. We are a team of experienced and highly skilled lenders who have been in the industry for the last three decades and have hence developed the skills and knowledge necessary to ensure that you get the best of every loan application you make. Talk to us today and enjoy the massive benefits that many homeowners have enjoyed when they needed our assistance to secure their homes.